Bandhan Bank Limited — Q2 FY26
Bandhan Bank's Q2 FY26 results were below internal expectations, with PAT plunging 88% YoY to INR 112 crore due to margin compression and elevated credit costs.
bearish
high
Financial stats pending filing verification
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q1 FY26
Credit cost guidance of 2.5% for FY26
Management reiterated target of 2.5% credit cost for full year, with sequential improvement expected each quarter.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1
Q1 FY26
NIM stabilization in H2 FY26
Management expects NIM compression in Q2 but stabilization in H2 due to lower slippages and deposit repricing benefits.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1