Political debt waiver in Bihar
Opposition manifestos in Bihar elections propose debt waivers for SHGs, which could disrupt collections if implemented.
medium · analyst_questionBandhan Bank Limited — Q2 FY26
Bandhan Bank's Q2 FY26 results were below internal expectations, with PAT plunging 88% YoY to INR 112 crore due to margin compression and elevated credit costs.
bearish
high
Financial stats pending filing verification
Risk Intelligence
Material risks this quarter
Concise cards keep the risk register scannable while preserving evidence-level context in the underlying quarter data.
Risks
Elevated EEB slippages persist
EEB slippages remained high at INR 1,118 crore, and management expects stress to continue for 1-2 more months.
high · management_commentaryNIM compression from MCLR recalculation
The 200bps MCLR cut and repo rate pass-through compressed NIM more than expected, with full benefit delayed to Q4.
high · data_observationSlow EEB customer addition
Net new EEB customer addition has stagnated due to industry-wide ineligibility, limiting growth potential.
medium · analyst_question