The Federal Bank Limited — Q4 FY25
Federal Bank reported Q4 FY25 net profit of INR 1,030 crore, up 14% YoY, crossing a milestone of INR 5,18,000 crore in total business.
bullish
medium
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q3 FY25
Full-year credit cost guidance maintained at 40-45 bps
Despite accelerated provisions of INR 292 crore in Q3, management expects FY25 credit cost to remain within 40-45 basis points.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
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