The Federal Bank Limited — Q2 FY25
Federal Bank reported a record net profit of INR 1,057 crore (+10.79% YoY) and NII of INR 2,367 crore (+15.11% YoY) in Q2 FY25.
neutral
medium
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q1 FY25
Credit cost guidance of 30-35 bps for FY25
Management expects credit cost to remain in the range of 30-35 basis points for the full year, consistent with Q1's 27 bps.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1
Q1 FY25
NIM to sustain near Q1 levels
Net interest margin expected to remain around Q1 levels for the next couple of quarters, with dynamic review thereafter.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1