Bandhan Bank Limited — Q4 FY24
Bandhan Bank reported a Q4 FY24 PAT of ₹55 crore, sharply down due to a ₹3,852 crore technical write-off on legacy microfinance loans, primarily from pre-2022 vintages.
neutral
medium
Financial stats pending filing verification
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q3 FY24
NIM to remain in 7%-7.5% range near-term
Management guided NIM to stay around 7%-7.5% in the near term, with a strategic review in March.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
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