Bajaj Finance Ltd — Q3 FY25
Bajaj Finance reported a solid Q3 FY25 with PAT of ₹4,308 crore (+18% YoY) and AUM growth of 28% YoY to ₹3.98 lakh crore.
neutral
medium
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q2 FY25
FY25 credit cost guidance revised to ~2.05%
Net loan loss to average assets expected at 2.00-2.05% for FY25, up from earlier 1.75-1.85%.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
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