Bajaj Finance Ltd — Q2 FY25
Bajaj Finance reported a mixed Q2 FY25 with AUM growth of 29% YoY and PAT up 13% to INR 4,014 crore, but elevated credit costs dampened profitability.
neutral
high
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q1 FY25
AUM growth guidance maintained at 26-28% for FY25
Management reiterated AUM growth guidance of 26-28% with an upward bias towards 28%, despite elevated credit costs.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1
Q1 FY25
Cost of funds expected to peak by August/September
Management expects cost of funds to peak by August or September and then stabilize, with potential decline if rate cuts occur.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1