360 One Wam Ltd — Q4 FY26
360 One Wam delivered a strong FY26 with total revenue of ₹3,144 crore (+18.6% YoY) and PAT of ₹1,225 crore (+20.7% YoY), driven by robust net flows of ₹55,875 crore (organic +3...
bullish
high
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q3 FY26
Cost-to-income ratio improvement to 45-46% next year
Management targets reducing cost-to-income ratio from 48.3% to 45-46% in FY27, driven by breakeven of HNI and ET Money businesses and productivity gains.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1
Q3 FY26
HNI business to break even in 3-6 months
The HNI (Reserve) business, currently at ₹3,000+ crore AUM, is expected to reach breakeven within the next 3-6 months.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1