State Bank of India — Q3 FY24
SBI reported Q3 FY24 PAT of ₹9,164 crore, absorbing a one-time exceptional provision of ₹7,100 crore for pension and dearness relief.
bullish
high
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q2 FY24
Domestic NIM to compress 3-5bps more then stabilize
Management expects domestic NIM to decline by another 3-5 basis points from current 3.43% and then stabilize around that level by year-end.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
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