K Satyanarayana Raju

Our PCR has improved to 92.70% with a year on year improvement of 360 basis points. It's the highest in the history of the Canara Bank.

We want to ensure that our PCR should touch either 95% or cross the 95%. That's the approach we have taken two years back also.

Our target is our PCR should be above 95%. So that any shocks, anything is, we will be easily absorbing that.

Our net NPA has reached to the all-time low in the history of the Canara Bank to a 0.89%, with a year-on-year decline of 43 basis points.

We have proved that we are consistent in our performance in all the key parameters.

Our net profit has increased at 11.31% year on year, and first time it has crossed a quarterly net profit of 4,000 crore, stood at 4,014 crore.

Our gross NPA has come down below 4%. That is, June quarter, it was 4.14%. Now it has come down to 3.73%, with a year-on-year decline of 103 basis points.

Under the present conditions of tough, high rate of interest for deposits, the cost of deposits. Controlling the cost of deposit is little tough for the bankers. Under such circumstances, expecting a crossing of the NIM for 3% in the near quarters, one, two quarters, may. It may not be possible.

First time in the history of the Canara Bank, our common equity- Tier one, that is CET1, has crossed 12% and stood at 12.05% with a 55 basis points year-on-year improvement.

Our main thrust area is consistency. There should not be any majors in your performance, whether it is a bottom line or the top line.

We are very much price conscious, so we look forward for that. Whenever we get a better opportunity, better pricing, then we will go to the market and raise that.

First time we have crossed a five-digit figure. The net profit, last year net profit was INR 10,604 crore. In the first, this current financial year, in the first three quarters itself, nine months, we could surpass that last entire year's the net profit of 10,000.