Kotak Mahindra Bank Limited — Q3 FY25
Kotak Mahindra Bank reported a 10% YoY rise in consolidated PAT to ₹4,700 crore, driven by strong capital markets performance in subsidiaries (Kotak Securities, AMC, Investment...
neutral
medium
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q2 FY25
Savings rate cut to improve NIM by ~4 bps
The 50 bps cut on savings deposits up to ₹5 lakh, effective Oct 17, is expected to add about 4 bps to NIM.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1
Q2 FY25
StanChart portfolio to add ~2 bps to yield
The acquisition of Standard Chartered's personal loan portfolio will add about 2 bps to average asset yield.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1