Kotak Mahindra Bank Limited — Q1 FY25
Kotak Mahindra Bank's Q1 FY25 consolidated PAT (ex-KGI transaction) grew 7% YoY to INR 4,435 crore, but bank-level PAT was flat at INR 3,520 crore.
neutral
medium
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q4 FY24
Tech spend at ~10% of opex
Technology expenditure will remain around 10% of total operating expenses, with a shift toward risk resilience and capacity.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
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