Uco Bank

Uco Bank delivered a strong Q4 FY26 with net profit of ₹801 croreCurrent reported value: ₹801 crore. No comparable prior figure is available in the source record. (+22Current reported value: 22. No comparable prior figure is available in the source record.% YoY), driven by robust credit growth of 19.44% YoYCurrent reported value: 19.44% YoY. No comparable prior figure is available in the source record. and improved asset quality. Gross NPA fell to 2.17%Current 2.17%. Reported change: -52bps YoY. (down 52bps YoY) and net NPA to 0.27%. The bank surpassed its own guidance on most parameters, including credit growth (guidance 12-14%) and RAM share at 65%Current 65%. Reported change: +2pp YoY. (guidance 61-63%). Management guided for FY27 with credit growth of 12-14%, gross NPA <2%, and RoA nearing 1% by year-end. Key risks include potential stress in MSME from geopolitical tensions and pricing pressure in corporate lending, though the bank holds a ₹1,900 croreCurrent reported value: ₹1,900 crore. No comparable prior figure is available in the source record. buffer in provisions. Digital initiatives are gaining traction, with 25,000 crore of digital business booked and mobile active users up 5x in three years.