UCOBANK / guidance tracker

Keep management guidance in view.

Uco Bank · forward-looking guidance across the available source record.

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Guidance tracker

What management said would happen.

Credit growth 12-14% for FY27

Management guided credit growth in the same range as previous years, though actuals have consistently exceeded guidance.

growth

Gross NPA less than 2% for FY27

Target gross NPA below 2% by end of FY27, down from 2.17% in FY26.

other

RoA nearing 0.95-1% by FY27 end

Management expects RoA to approach 1% by end of next financial year, driven by NIM improvement and cost control.

margins

Credit cost less than 0.75% for FY27

Guidance for credit cost below 0.75%, down from less than 1% in FY26.

margins