Spandana Sphoorty Financial

Spandana Sphoorty reported a PAT of ₹5 croreCurrent reported value: ₹5 crore. No comparable prior figure is available in the source record. in Q4 FY26, its first profit after six quarters of losses, driven by disciplined disbursements averaging ₹500 crore per monthCurrent ₹500 crore per month. Reported change: +25% QoQ. and strong collection efficiency of 99.7%Current reported value: 99.7%. No comparable prior figure is available in the source record. on the X-bucket. AUM grew 12% QoQCurrent reported value: 12% QoQ. No comparable prior figure is available in the source record. to ₹4,420 crore, with 80% of the book under new guardrails. Management guided for AUM of ₹6,500 croreCurrent reported value: ₹6,500 crore. No comparable prior figure is available in the source record. by FY27-end, targeting 550-600 crore monthly disbursements. Key risks include potential portfolio stress from seasonal factors like El Niño and fertilizer issues, though management expressed confidence in maintaining 99.5%+ collection efficiency.