SPANDANASPHOORTYFINANCIA / guidance tracker

Keep management guidance in view.

Spandana Sphoorty Financial · forward-looking guidance across the available source record.

Research layer active

Guidance tracker

What management said would happen.

AUM target of ₹6,500 crore by FY27-end

Management expects AUM to reach ₹6,500 crore by March 2027, implying ~47% growth from current ₹4,420 crore.

growth

Monthly disbursements to increase to ₹550-600 crore

After maintaining ₹500 crore per month for next 3-4 months, disbursements are expected to rise to ₹550-600 crore.

growth

Add 7 lakh new borrowers in FY27

Target to add 7 lakh new borrowers during FY27, taking total customer base to ~1.6 million.

growth

Cost of borrowings to remain below 12.5%

Blended cost of borrowings expected to stay below 12.5% for FY27, despite liquidity tightness.

margins