PTC INDIA FINANCIAL

PTC India Financial Services reported a mixed FY26 with PAT surging 47% YoY to ₹319 croreCurrent 47% YoY to ₹319 crore. Reported change: -83% YoY., driven by sharp improvement in asset quality and resolution of legacy NPAs. Gross stage 3 assets plummeted 73% to ₹190 croreCurrent reported value: 73% to ₹190 crore. No comparable prior figure is available in the source record. from ₹711 crore, while sanctions grew over 300% to ₹3,448 croreCurrent reported value: 300% to ₹3,448 crore. No comparable prior figure is available in the source record.. However, revenue dipped 18.8% to ₹518Current reported value: 518. No comparable prior figure is available in the source record. crore due to AUM moderation to ₹3,292 crore from peak levels, as prepayments of ₹1,441 crore outpaced disbursements of ₹1,235 crore. Management guided for 30-50% AUM growthCurrent reported value: 30-50% AUM growth. No comparable prior figure is available in the source record. in FY27, contingent on converting the ₹2,000 crore undrawn sanction pipeline. Key risks include elevated cost of borrowing (~9.5%) despite improving credit profile, and the sudden resignation of MD & CEO Balaji, which may disrupt execution momentum. The company remains focused on calibrated growth in renewable energy and emerging infrastructure segments.