30-50% AUM growth in FY27
Management expects AUM to grow 30-50% year-on-year in FY27, driven by disbursements from the ₹2,000 crore undrawn sanction pipeline.
PTCINDIAFINANCIAL / guidance tracker
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PTC INDIA FINANCIAL · forward-looking guidance across the available source record.
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What management said would happen.
growth
Cost of borrowing to decline
Management expects cost of borrowing to reduce as fresh borrowings replace high-cost debt, with PFSBR already reduced by 60 bps.
Focus on quality and yield over quantity
Disbursements will prioritize high-yielding loans with a risk-calibrated approach, rather than aggressive volume growth.