Moneyboxx Finance earnings calls.

Moneyboxx Finance reported Q3 FY26 results showing steady execution of its strategic pivot toward secured lending. AUM stood at 878 croreCurrent reported value: 878 crore. No comparable prior figure is available in the source record. with underlying growth of 17%Current 17%. Reported change: ex-ARC underlying growth. ex-ARC. PAT surged 77.6% YoY to 35 croreCurrent reported value: 77.6% YoY to 35 crore. No comparable prior figure is available in the source record., driven by sharply lower credit costs (2.07% vs 4.7% YoY). Asset quality improved materially with GNPA at 1.43%Current reported value: 1.43%. No comparable prior figure is available in the source record. (vs 5.6% a year ago) and NNPA at 0.72%Current reported value: 0.72%. No comparable prior figure is available in the source record.. Collection efficiency reached 99%Current 99%. Reported change: +100bps vs Sep-25.+ in current bucket with bucket 1/2 resolution at 60%Current 60%. Reported change: +22pp YoY.—highest since inception. However, NIM compressed to 14%Current reported value: 14%. No comparable prior figure is available in the source record. from 16.6% as the secured portfolio mix expands. The company raised 43.3 croreCurrent reported value: 43.3 crore. No comparable prior figure is available in the source record. equity (primarily promoter) and targets 1,500 crore AUM by FY27Current reported value: 1,500 crore AUM by FY27. No comparable prior figure is available in the source record.. Secured loans now constitute 60% of AUMCurrent 60% of AUM. Reported change: +22pp YoY. (vs 38% YoY). Management targets credit cost below 2% and expects ROE improvement from FY27 as NPA normalization completes. Risk: sector stress still normalizing with disbursements intentionally moderated due to tight onboarding norms.