AUM target of Rs 1,500 crore by FY27
Management guided reaching at least Rs 1,500 crore AUM in FY27, implying significant acceleration from current 878 crore run rate.
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Moneyboxx Finance · forward-looking guidance across the available source record.
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What management said would happen.
growth
Credit cost to decline below 2% from next year
Credit cost expected to normalize to below 2% from FY27, down from ~3% in FY26 and 3.75% in FY25. GNPA expected to remain below 2% going forward.
Cost of funds declining toward single digits
Average cost of funds at 12.7% with marginal cost at 11.8%. Management targets gradual move toward single-digit borrowing costs in medium term as credit profile strengthens.
Yield guidance of 23-24% over medium term
Despite shift to secured book, management expects blended yield of 23-24% as unsecured (30% of book) generates ~30%, cattle secured (~30%) generates ~25%, and other secured (~40%) generates ~18%.