Company profile / MASFINANCIAL

MAS Financial Services

Other · 1 quarter tracked · source-linked performance and management context.

Research layer active
PositiveDelivery assessment incompleteLatest record q4-fy26

Latest revenue

₹516 Cr

verified financial record

Quarters tracked

1

source records in the directory

Delivery assessment

Unscored

No scored management commitments are present yet.

Call date

2026-04-??

latest available source date

Signal trajectory

1 actual quarter
PAT (₹ Cr)PositiveWatchNegative
1 actual records
Actual quarterly PAT (₹ Cr) trajectoryReported values plotted by quarter. Hover or focus a point for its quarter, value, and source sentiment.Q4 FY26: 104 · Positive source sentiment · 2026-04-??Q4 FY26104104
Values are taken from the available verified source records; sentiment color is a separate source-read indicator.

Current read

Unscored

No scored management commitments are present yet.

Latest source read

What changed this quarter?

Open quarter read

MAS Financial delivered a strong Q4 FY26 with consolidated PAT of ₹104 crore (+25% YoY) and AUM crossing ₹15,000 crore (+19% YoY). Growth was driven by MSME (70% of book) and two-wheeler loans (+35% YoY), while asset quality remained stable with net NPA at 1.70% (standalone) and 0.68% (housing). Management guided for 20-25% AUM growth in FY27, with housing finance targeting 30-35% growth. Cost of borrowing declined 42bps YoY to 9.39%, with further improvement expected. Credit cost is guided at 1-1.25% of AUM. A key risk is potential inflationary pressure from crude prices impacting borrower repayment capacity, especially in CV and logistics segments.

Colored figures compare against the previous available record. Hover or focus one for the comparison.

Signal

Positive

Revenue

₹516 Cr

Source date

2026-04-??

Across the record

Quarter history.

1 source records

History modules

Follow the numbers and themes.