Inflationary pressure from crude prices
Rising crude prices could impact borrower repayment capacity, especially in logistics and transport segments, potentially reversing asset quality improvement.
MASFINANCIAL / bear-case history
Track the concerns that keep returning.
MAS Financial Services · risk themes across the available quarters.
Research layer active
Bear-case history
Risks carried through the record.
medium
Slowdown in CV book growth due to cautious stance
Management is deliberately growing the CV book slower due to perceived risks in the logistics sector, which may limit overall growth if other segments underperform.
Potential impact of Middle East conflict on certain sectors
Management added petrol pumps, gas agencies, and chemical industries to caution list due to Middle East supply disruptions, which could affect asset quality.