Indusind Bank
Financial Services · 2 quarters tracked · source-linked performance and management context.
Latest revenue
Pending
verified financial record
Quarters tracked
2
source records in the directory
Delivery assessment
0
Across 1 tracked commitments: 0 delivered, 1 missed.
Call date
2026-04-15
latest available source date
Signal trajectory
1 actual quarterCurrent read
0/100
Across 1 tracked commitments: 0 delivered, 1 missed.
Latest source read
What changed this quarter?
IndusInd Bank's Q4 FY26 results reflect a continued focus on balance sheet resilience and asset quality repair. PAT surged to ₹595 crore from ₹128 crore QoQ, driven by a 29% QoQ decline in provisions to ₹1,482 crore as net slippages improved 37% QoQ. The vehicle finance book grew 2% QoQ to ₹99,876 crore with annualized net slippages at a multi-quarter low of 1%. Microloans saw gross slippage halve to ₹504 crore, and disbursements rose 52% QoQ to ₹5,400 crore, signaling a pivot from contraction to calibrated growth in FY27. Retail deposits added ₹6,800 crore, lifting the LCR share to 47.9%. Management guides for system-level loan growth (~13-14%) in FY27, with ROA improvement to 1% targeted over the medium term, split equally between lower credit costs and higher operating profit. Key risk: prolonged West Asia conflict could impact vehicle finance and wholesale portfolios in 2-3 quarters.
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Signal
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Revenue
Pending
Source date
2026-04-15
Across the record
Quarter history.
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