Loan growth in line with system (~13-14%) in FY27
Management expects to grow broadly in line with the market, subject to macro stability, with foundations in place for a return to growth.
INDUSINDBANK / guidance tracker
Keep management guidance in view.
Indusind Bank · forward-looking guidance across the available source record.
Research layer active
Guidance tracker
What management said would happen.
growth
ROA improvement to 1% over medium term
Target ROA of 1% from current ~0.45%, with equal contribution from lower credit costs and higher operating profit (fee income and expense optimization).
Microloans to see calibrated growth in FY27
FY27 will be a year of calibrated growth rather than book contraction in microloans, as asset quality stabilizes.
Net NPA ratio target of 0.6% (no fixed timeline)
The bank aims to reduce net NPA ratio to 0.6% but has not set a specific deadline; expects gradual improvement.