Company profile / HOMEFIRSTFINANCEINDIA

Home First Finance

Financial Services · 1 quarter tracked · source-linked performance and management context.

Research layer active
PositiveDelivery assessment incompleteLatest record q4-fy26

Latest revenue

₹505 Cr

financial record pending verification

Quarters tracked

1

source records in the directory

Delivery assessment

Unscored

No scored management commitments are present yet.

Call date

2026-04-30

latest available source date

Signal trajectory

1 actual quarter
PAT (₹ Cr)PositiveWatchNegative
1 actual records
Actual quarterly PAT (₹ Cr) trajectoryReported values plotted by quarter. Hover or focus a point for its quarter, value, and source sentiment.Q4 FY26: 149 · Positive source sentiment · 2026-04-30Q4 FY26149149
Values are taken from the available verified source records; sentiment color is a separate source-read indicator.

Current read

Unscored

No scored management commitments are present yet.

Latest source read

What changed this quarter?

Open quarter read

Home First Finance delivered a strong Q4 FY26 with record disbursements of ₹1,572 crore (+23.5% YoY) and PAT of ₹149 crore (+42.7% YoY). AUM grew 24.9% YoY to ₹15,878 crore, driven by improved distribution, rebuilt teams, and strong momentum in Mumbai/Pune. Asset quality improved notably: 30+ DPD fell to 3.2% (down 50bps QoQ) and GNPA to 1.8%. Management guided for ~25% AUM growth in FY27, with credit costs maintained at 30-40bps. Spread guidance remains 5-5.25%. Key risk: potential demand disruption from the Middle East conflict, though no impact seen yet.

Colored figures compare against the previous available record. Hover or focus one for the comparison.

Signal

Positive

Revenue

₹505 Cr

Source date

2026-04-30

Across the record

Quarter history.

1 source records

History modules

Follow the numbers and themes.

Revenue history PAT history Margin trend Guidance tracker Bear-case history Language trends FY26 summary