HOMEFIRSTFINANCEINDIA / guidance tracker

Keep management guidance in view.

Home First Finance · forward-looking guidance across the available source record.

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Guidance tracker

What management said would happen.

AUM growth of ~25% YoY in FY27

Management guided for approximately 25% year-on-year AUM growth in FY27, driven by strong exit momentum and rebuilt distribution.

growth

Spread guidance of 5% to 5.25%

Management reiterated its guided range for portfolio spread at 5% to 5.25%, with confidence in maintaining above 5%.

margins

Credit cost guidance of 30-40 bps

Credit cost for FY27 is expected to remain in the 30-40 basis points range, consistent with FY26.

margins

Operating cost to assets ratio of 2.6-2.7%

Management expects the operating cost to assets ratio to remain broadly rangebound within 2.6% to 2.7% as they continue to invest for growth.

margins