Equitas Small Finance

Equitas Small Finance Bank delivered a strong Q4 FY26 with PAT of ₹213 croreCurrent reported value: ₹213 crore. No comparable prior figure is available in the source record. (highest ever, +46Current reported value: 46. No comparable prior figure is available in the source record.% YoY) driven by NIM expansion to 7.29%Current 7.29%. Reported change: +57bps QoQ. (+57bps QoQ) and credit cost falling to 1.11%Current 1.11%. Reported change: -77bps QoQ. (lowest in 8 quarters). Advances grew 22% YoYCurrent reported value: 22% YoY. No comparable prior figure is available in the source record. to ₹46,165 crore, with disbursements at a record ₹7,347 croreCurrent ₹7,347 crore. Reported change: +72% YoY.. Management guided for FY27 ROA of 1.2-1.25% (Q4 exit ~1.5%), factoring in NIM moderation to ~7% due to deposit rate hikes and seasonal slippage, and credit cost normalization to ~1.5%. Key risk: potential diesel price pass-through could stress the 12% CV portfolio if fuel costs rise >10%.