Equitas Small Finance
Financial Services · 3 quarters tracked · source-linked performance and management context.
Latest revenue
₹1,239 Cr
financial record pending verification
Quarters tracked
3
source records in the directory
Delivery assessment
0
Across 2 tracked commitments: 0 delivered, 2 missed.
Call date
2026-04-09
latest available source date
Signal trajectory
1 actual quarterCurrent read
0/100
Across 2 tracked commitments: 0 delivered, 2 missed.
Latest source read
What changed this quarter?
Equitas Small Finance Bank delivered a strong Q4 FY26 with PAT of ₹213 crore (highest ever, +46% YoY) driven by NIM expansion to 7.29% (+57bps QoQ) and credit cost falling to 1.11% (lowest in 8 quarters). Advances grew 22% YoY to ₹46,165 crore, with disbursements at a record ₹7,347 crore. Management guided for FY27 ROA of 1.2-1.25% (Q4 exit ~1.5%), factoring in NIM moderation to ~7% due to deposit rate hikes and seasonal slippage, and credit cost normalization to ~1.5%. Key risk: potential diesel price pass-through could stress the 12% CV portfolio if fuel costs rise >10%.
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Signal
Positive
Revenue
₹1,239 Cr
Source date
2026-04-09
Across the record
Quarter history.
History modules