CreditAccess Grameen

CreditAccess Grameen delivered a strong Q4 FY26, with PAT surging over 6x YoYCurrent reported value: 6x YoY. No comparable prior figure is available in the source record. to ₹340 croreCurrent reported value: ₹340 crore. No comparable prior figure is available in the source record. and ROA reaching 4.4%Current reported value: 4.4%. No comparable prior figure is available in the source record.. The AUM grew 14% YoYCurrent 14% YoY. Reported change: +14% YoY. and 11.4% QoQCurrent reported value: 11.4% QoQ. No comparable prior figure is available in the source record., driven by robust disbursement growth of 28.4% YoYCurrent reported value: 28.4% YoY. No comparable prior figure is available in the source record.. The recovery from the MFI credit cycle is evident: gross NPA (60 DPD) improved to 3.17%Current reported value: 3.17%. No comparable prior figure is available in the source record. and PAR accretion rates have normalized. Management guided FY27 AUM growth of 20-25%Current reported value: 20-25%. No comparable prior figure is available in the source record., with credit cost declining to 3-4% and ROA of 4-4.8%. The retail finance portfolio (18.1% of AUM) is scaling rapidly, leveraging the group lending ecosystem. Key risks include prolonged West Asia crisis impacting rural demand and potential inflationary pressures on operating costs.