Canara Bank · Analyst questions, management answers, and the quality of the response where the ledger is available.
ConCallIQ research layer
Use the controls below to narrow the view, then follow the evidence into the next layer of context.
Questions audited
12
Answered directly
83%
Numeric claims
0
Consistency
—
Question ledger
Mahrukh Adajania · Research desk
directIf the liquidity improves in the system for next two quarters, then inflow may increase. If the inflow increases, our cost of deposit may come down, then we may able to maintain the around 3.05 what we projected. But if the current scenario continues... we may land up at 2.9.
Mahrukh Adajania · Research desk
partialWe have made some assessment. Not much impact will be there in our case, because our mostly holdings are in HTM portfolio, so not much impact. That is all we can say right now.
Mona Khetan · Dolat Capital Market
directWe have some stress in one big account of LRD. ... in anticipation in future, if any shocks is there to prepare ourself, we are providing additional provision for that. ... last two quarters also, we have provided INR 458 crore for that account. The same account, now we have provided additional INR 200 crore.
Mona Khetan · Dolat Capital Market
evasiveThis it will be sufficient to meet the requirement of the provisioning.
Mona Khetan · Dolat Capital Market
directSee, including RF one, RF two, and MSME restructuring everything, originally it was INR 24,000 crore, madam. As on date, it is approximately INR 20,000 crore outstanding was there, and INR 14,000 crore still continuing in the standard assets. Around INR 6,000 crore is under NPA.
Speaker 13 · Research desk
partialWe strongly believe that CASA can be garnered by improving our customer service, by reconnecting with them. ... our first focus is we don't want to slip from that, the existing percentage, we want to maintain that, and there afterwards, we want to further, build on that with our initiatives.
Mayank Kumar Ganguly · Centrum India
directSee, the interest earned is generally when there is a liquidity issue is there in the market. If your treasury operations are effective, whatever that's overnight lending to the other required needy reported entities, so you can earn more interest.
Mayank Kumar Ganguly · Centrum India
directJust see, debit card annual fee, that check. ... the plastic card cost was increased enormously last year, from INR 24 to INR 84. ... from December onwards, it was started passing on to the customers. That has helped us in getting the same amount.
Anand Dama · Emkay Global Financial Services
directIt's a specific. That's, that is a specific, only single account.
Jai Mundra · ICICI Securities
directWe are focused more on RAM sector, where our average yield is always around the 9%. ... in the corporate sector also, we are trying to reprice our existing low-yielding advances. ... that is helping us in maintaining that increase in the average yield.
Ashlesh Sonje · Kotak Securities
direct15%. Actually, the last two wage revision, it was around 14%-15%, the settlement was happened. In anticipation of the same line, we are continuing to provide 15% every month.
Operator · Research desk
directSir, you can note down that, that is INR 800 crore is from agriculture, INR 900 crore from MSME, INR 400 crore from retail, the remaining is corporate. Corporate is around INR 750 crore, sir.
