MSME slippages remain elevated
Out of total slippages of ₹2,771 crore in Q4, ₹1,333 crore came from MSME, indicating stress in this segment.
Canara Bank · Material risks, their source context, and severity in the latest available quarter.
ConCallIQ research layer
Use the controls below to narrow the view, then follow the evidence into the next layer of context.
Risk intelligence
Out of total slippages of ₹2,771 crore in Q4, ₹1,333 crore came from MSME, indicating stress in this segment.
While the one-time impact is manageable, the run-rate impact of ECL on credit costs is not yet quantified and could be higher than current levels.
Management cited geopolitical tensions causing bond yield movements and MTM losses of ₹800 crore in Q4, which could recur.
Recent media reports of gold loan frauds pose operational risk, though management has implemented checks and NPA remains minimal.