Bank of Baroda

Bank of Baroda reported a strong Q4 FY26 with net profit of ₹5,616 croreCurrent reported value: ₹5,616 crore. No comparable prior figure is available in the source record. (up 11.2Current reported value: 11.2. No comparable prior figure is available in the source record.% YoY), the highest ever quarterly profit. Global business crossed ₹30.78 lakh croreCurrent ₹30.78 lakh crore. Reported change: +13.9% YoY., with advances growing 16.2% YoYCurrent reported value: 16.2% YoY. No comparable prior figure is available in the source record. driven by retail (17.9%), agriculture (20.7%), and MSME (15.6%). NIM improved to 2.89%Current reported value: 2.89%. No comparable prior figure is available in the source record. (up 10 bps QoQ) aided by IT refunds, though management guided a conservative 2.75-2.95% for FY27 due to sticky deposit costs. Asset quality remained robust with GNPA at 1.89% and NNPA at 0.45%. The bank raised a ₹10,000 crore green infra bond and plans ₹14,500 crore capital raise (equity + AT1/Tier 2) over the medium term. Key risk: geopolitical headwinds could pressure liquidity and asset quality in the overseas book.