Bank of Baroda

Bank of Baroda reported a strong Q4 FY26 with net profit of INR 5,616 croreCurrent reported value: INR 5,616 crore. No comparable prior figure is available in the source record. (+11.2Current 11.2 crore vs previous available quarter 4.5 crore.% YoY), the highest ever quarterly profit. Global business crossed INR 30.78 lakh croreCurrent INR 30.78 lakh crore. Reported change: +13.9% YoY. (+13.9% YoY), driven by robust loan growth of 16.2% YoY. Domestic CASA ratio improved to 38.9%Current 38.9%. Reported change: +45bps QoQ., and asset quality strengthened with GNPA at 1.89%Current reported value: 1.89%. No comparable prior figure is available in the source record. (down 37bps YoY) and net NPA at 0.45%Current reported value: 0.45%. No comparable prior figure is available in the source record.. The bank guided for loan growth of 12-14% and NIM in the 2.75-2.95% range for FY27, with credit cost below 0.60%. A one-time AS 15 mortality charge of INR 520 crore was absorbed. Key risks include sticky deposit costs and potential asset quality stress in the Middle East overseas book.