Bank of Maharashtra — Q3 FY26
Bank of Maharashtra reported its highest-ever quarterly net profit of ₹179 crore for Q3 FY26, with 9-month PAT exceeding ₹5,005 crore.
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
NIM guidance of 3.75% for FY26
Management expects NIM to remain around 3.75% for the full year, with potential stabilization as deposits reprice.
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1Credit cost below 1%
Management guided to maintain credit cost below 1% on a sustainable basis, including ECL impact.
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
heuristic_v1