Agriculture NPA elevation
Agriculture GNPA has risen to nearly 10% due to rebalancing and RBI classification changes; management expects normalization in 1-2 quarters.
medium · analyst_questionBank of Maharashtra — Q2 FY26
Bank of Maharashtra reported a strong Q2 FY26 with net profit rising 23% YoY to ₹1,633 crore and operating profit up 17% to ₹2,500 crore.
bullish
high
Financial stats pending filing verification
Risk Intelligence
Material risks this quarter
Concise cards keep the risk register scannable while preserving evidence-level context in the underlying quarter data.
Risks
ECL provisioning impact
ECL provisions of ₹2,500 crore need to be built by FY31, requiring ₹100-125 crore per quarter, which could pressure profitability.
medium · analyst_questionCost of deposit pressure
Cost of deposits increased 8 bps due to fixed deposit repricing and client shift from CASA to term deposits, potentially impacting NIM.
low · analyst_questionCapital consumption and fund raise dilution
Capital adequacy consumed 193 bps in Q2; planned ₹5,000 crore equity raise may dilute existing shareholders.
medium · analyst_question