Unsecured retail slippages may persist
Retail slippages, largely from unsecured products, have increased 40-45 bps YoY. Management expects corrective actions to help but does not call a peak.
high · management_commentaryAxis Bank Ltd — Q3 FY25
Axis Bank reported a steady Q2 FY25 with PAT of INR 6,918 crore, up 18% YoY, driven by healthy operating income and moderated expense growth.
neutral
medium
✓ Verified against BSE filing
Risk Intelligence
Material risks this quarter
Concise cards keep the risk register scannable while preserving evidence-level context in the underlying quarter data.
Risks
RBI draft circular on subsidiary overlap
RBI draft circular restricts subsidiaries from doing overlapping business. Bank is evaluating implications; uncertainty remains.
medium · analyst_questionLCR pressure from new draft norms
Current LCR of 115% may fall closer to 100% under proposed norms. Bank has tools but final guidelines are awaited.
medium · analyst_question