Elevated retail slippages from unsecured portfolio
Retail slippages increased 40-45 bps YoY, primarily from unsecured products, and may persist in near term.
high · management_commentaryAxis Bank Ltd — Q2 FY25
Axis Bank reported a steady Q2 FY25 with PAT of INR 6,918 crore, up 18% YoY, driven by healthy operating income growth and moderation in operating expenses.
neutral
medium
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Risk Intelligence
Material risks this quarter
Concise cards keep the risk register scannable while preserving evidence-level context in the underlying quarter data.
Risks
Impact of RBI draft circular on subsidiaries
RBI draft circular on overlapping businesses may affect subsidiaries; management is evaluating implications.
medium · analyst_questionLCR pressure from new draft norms
New LCR draft norms could reduce reported LCR from 115% closer to 100%, requiring balance sheet adjustments.
medium · analyst_question