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AUBANK Diversified 24 Jul 2024

AU Small Finance Bank Limited — Q1 FY25

AU Small Finance Bank reported a steady Q1 FY25, with the board approving a universal bank application.

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Duration 60 min
Read Time 1 min read

✓ Verified against BSE filing

Delivery score0%
Due this quarter1
Delivered0
Missed1

Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.

Q4 FY24

Credit card issuance moderated to ~600,000 cards per year

Credit card issuance will be moderated to around 600,000 cards per year, similar to FY24 levels, to control upfront acquisition costs.

Missed

Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.

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