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UCOBANK Financial Services 15 Apr 2026

Uco Bank — Q4 FY26

Uco Bank delivered a strong Q4 FY26 with net profit of ₹801 crore (+22% YoY), driven by robust credit growth of 19.44% YoY and improved asset quality.

bullish high
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Revenue
EBITDA
PAT ₹801 Cr +22%
EBITDA Margin
Duration 43 min
Read Time 1 min read

Financial stats pending filing verification

Risk Intelligence

Material risks this quarter

Concise cards keep the risk register scannable while preserving evidence-level context in the underlying quarter data.

Risks

R

Geopolitical impact on MSME portfolio

Analyst raised concern about West Asia war affecting small businesses; management acknowledged potential impact but noted no visible stress yet.

medium · analyst_question
R

Pricing pressure in corporate lending

Management stated they are not growing corporate credit at the cost of margins, indicating competitive pricing challenges.

medium · management_commentary
R

Treasury volatility from yield movements

Treasury profit turned negative this quarter due to yield spike; AFS reserves negative ₹140 cr. Recovery depends on global stability.

low · management_commentary