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SATINCREDITCARENETWORK Financial Services 15 May 2026

Satin Creditcare Network Limited — Q4 FY26

Satin Creditcare delivered a standout Q4 FY26, with consolidated PAT surging 640% YoY to ₹330 Cr, driven by sharp credit cost reduction (FY26: 3.8%, Q4: 2.5%) and strong AUM gro...

bullish high
Compare with...
Revenue ₹3,161 Cr +23%
EBITDA
PAT ₹162 Cr +79%
EBITDA Margin
Duration 43 min
Read Time 1 min read

✓ Verified against BSE filing

Risk Intelligence

Material risks this quarter

Concise cards keep the risk register scannable while preserving evidence-level context in the underlying quarter data.

Risks

R

Geopolitical/inflation impact on rural demand

Rising fuel prices and inflation could squeeze household incomes, potentially affecting loan demand and asset quality.

medium · analyst_question
R

Regulatory intervention on interest rates

Past RBI commentary on microfinance interest rates could resurface, especially if political pressure builds.

medium · analyst_question
R

Forex volatility impact on reported profits

Foreign currency borrowings and hedging create quarterly swings in treasury income and finance costs, though neutral over time.

low · data_observation