Sashidhar Jagdishan

We will bring down the CD ratio faster than what we had anticipated in the past.

We want to be extremely well-positioned when the positive cycle probably changes in the next two to three years.

The deposit momentum is not something that you can- it's an overnight plug-and-play.

I can categorically say that the bank will not incur any incremental costs or losses on account of this book into our P&L going forward.

We are very sanguine and very confident that funding is never going to be an issue, and you will see the kind of execution that we are capable of going forward as well.

The bank is poised to silently deliver the core growth that you have just seen in this quarter, and I'm very confident and sanguine that it'll continue to do so quarter after quarter, even on a larger scale.