Hardeep Singh Ahluwalia
Managing Director and CEO, Canara Bank
Notable Quotes
Our NIM improved 9 basis points. If you compare our peer banks, our NIM has improved, our net interest income has improved.
We are very conscious on pricing on bulk deposits and CD. We work on the blended model only, and we are very conscious what is the rate of inflow and what is the rate of outgo.
Our SMA is best in the industry. It is only 2.75%.
Our slippage ratio is 0.64%, which is the industry best, if you can compare with our peers.
We don't see any reason that this growth will not continue. It will continue in the last quarter also.
Our NIM will be in the range of 2.45%-2.50%.
Our PCR has reached an all-time high of 91.26% with a year-on-year improvement of 225 basis points.