West Asia conflict impact
Escalating conflict could cloud economic outlook and affect credit demand and asset quality.
high · management_commentary
ICICI Bank Limited — Q4 FY26
ICICI Bank reported a solid Q4 FY26 with PAT of ₹13,702 crore (+8.5% YoY) driven by strong loan growth of 15.8% YoY and stable NIM at 4.32%.
bullish
high
✓ Verified against BSE filing
Risk Intelligence
Material risks this quarter
Concise cards keep the risk register scannable while preserving evidence-level context in the underlying quarter data.
Risks
Credit card book contraction
Credit card portfolio declined for second consecutive quarter, with lower revolvers impacting profitability.
medium · analyst_questionResidual deposit repricing
Some deposit repricing remains, which could pressure NIMs if not offset by asset repricing.
low · analyst_question