Icicibank Ltd — Q4 FY25
ICICI Bank reported a strong Q4 FY25 with PAT growing 18% YoY to INR 126.30 billion, driven by robust core operating profit growth of 13.7% YoY and stable asset quality.
bullish
high
✓ Verified against BSE filing
Indian management teams deliver on roughly 12% of specific earnings-call promises. A low score does not indicate dishonesty — it reflects how aspirational forward guidance typically is.
Q3 FY25
Credit cost around 50bps
Management reiterated that reported credit cost of 37bps is below the sustainable level of ~50bps, with no expectation of a dramatic increase.
Missed
Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.
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