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HDFC Bank PAT History — Quarter by Quarter

HDFC Bank's pat moved from ₹12,403 Cr in Q1 FY24 to ₹1,83,40,11,00,000 Cr in Q3 FY25, a 1478683283.1% change over 7 quarters. The table keeps each quarter linked back to the underlying earnings page.

PAT by Quarter

QuarterPAT (₹ Cr)YoY Change
Q3 FY25₹1,83,40,11,00,000 Cr—
Q2 FY25₹18,627 Cr+5.3%
Q1 FY25₹1,71,88,05,00,000 Cr—
Q4 FY24₹1,76,22,38,00,000 Cr—
Q3 FY24₹17,718 Cr+33.5%
Q2 FY24₹17,312 Cr+50%
Q1 FY24₹12,403 Cr+30%

What management said about pat

G

Q3 FY25 · FY25 loan growth below system, FY26 in line, FY27 above system

Management reiterated its glide path: loan growth will be slower than the system in FY25, in line in FY26, and faster in FY27, as the credit-deposit ratio normalizes.

G

Q2 FY25 · Credit growth glide path: FY25 below system, FY26 at system, FY27 above system

Management outlined a three-year plan to normalize the loan-to-deposit ratio, with credit growth slower than system in FY25, matching system in FY26, and exceeding system in FY27.

G

Q1 FY25 · Loan-deposit ratio to decline faster than anticipated

Management aims to reduce the loan-deposit ratio more quickly than previously planned, prioritizing profitable growth over volume.