Motor TP price hike delay
No TP price hike for fifth consecutive year; industry loss ratios may remain under pressure.
high · analyst_questionGo Digit General Insurance Ltd — Q4 FY26
Go Digit reported a strong Q4 FY26 with gross direct premium of 11,300 crore, up 16.2% YoY, and PAT of 1,759 crore (up 49% YoY).
bullish
high
Financial stats pending filing verification
Risk Intelligence
Material risks this quarter
Concise cards keep the risk register scannable while preserving evidence-level context in the underlying quarter data.
Risks
EUM regulatory compliance
Company's EUM is above peers due to business mix; regulatory action on expense management may impact growth.
medium · management_commentaryFire segment net loss ratio deterioration
Net loss ratio in fire increased due to two large claims; gross ratio stable but net impacted by reinsurance costs.
medium · data_observation