Yes Bank

Yes Bank delivered a strong Q4 FY26 with net profit of ₹1,068 croreCurrent reported value: ₹1,068 crore. No comparable prior figure is available in the source record. (+44.7Current reported value: 44.7. No comparable prior figure is available in the source record.% YoY), driven by NII growth of 15.9% YoY to ₹2,638 crore and NIM expansion of 20bps YoY to 2.7%Current reported value: 2.7%. No comparable prior figure is available in the source record.. Asset quality improved to best-in-class levels: GNPA 1.3%Current reported value: 1.3%. No comparable prior figure is available in the source record. and NNPA 0.2%Current reported value: 0.2%. No comparable prior figure is available in the source record., with retail slippages at a nine-quarter low. The bank achieved 1% ROA, in line with guidance, supported by lower credit costs (0.17% in Q4) and a 63% cost-to-income ratio. Management guided for loan growth of 13-15% in FY27, sustained margin improvement via RIDF rundown (target below 5% of assets by FY27), and core ROA improvement of 25-50bps. Key risk: potential adverse Supreme Court ruling on AT1 bonds could impact capital adequacy.