Loan growth of 25-30% in FY27
Management expects loan growth of 25-30% in FY27, driven by secured lending and calibrated JLG disbursements.
UTKARSHSMALLFINANCEBANK / guidance tracker
Keep management guidance in view.
Utkarsh Small Finance · forward-looking guidance across the available source record.
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Guidance tracker
What management said would happen.
growth
Secured lending to reach 55% of portfolio
The bank aims for secured lending to comprise around 55% of the loan book, up from 51% currently.
NIM above 8%
Management guided for net interest margin to remain above 8%.
ROE of 15% by FY28
The bank targets a return on equity of around 15% by FY28, exiting FY28 above that level.