Suryoday Small Finance
Financial Services · 1 quarter tracked · source-linked performance and management context.
Latest revenue
₹1,458 Cr
financial record pending verification
Quarters tracked
1
source records in the directory
Delivery assessment
Unscored
No scored management commitments are present yet.
Call date
2026-04-28
latest available source date
Signal trajectory
1 actual quarterCurrent read
Unscored
No scored management commitments are present yet.
Latest source read
What changed this quarter?
Suryoday Small Finance Bank reported a strong Q4 FY26 with PAT of ₹152 crore (up 32% YoY) and revenue of ₹1,458 crore (up 10.2% YoY). The turnaround was driven by a sharp reduction in slippages to ₹106 crore (from ₹155 crore in Q3), improving collection efficiency to 99.7% in inclusive finance, and a strategic shift from JLG to individual lending (now 75% of inclusive finance portfolio). Management guided for 1.2% ROA in Q1 FY27, rising to 1.6% by Q4, supported by CGFMU claims of ₹450-550 crore and lower credit costs (~1%). Key risks include potential impact from crude price hikes on the CV portfolio and elevated cost of deposits.
Colored figures compare against the previous available record. Hover or focus one for the comparison.
Signal
Positive
Revenue
₹1,458 Cr
Source date
2026-04-28
Across the record
Quarter history.
History modules