Loan growth target of 15-16% for FY27
Management aims to grow advances at 15-16% in FY27, matching or exceeding industry growth.
SOUTHINDIANBANK / guidance tracker
Keep management guidance in view.
South Indian Bank · forward-looking guidance across the available source record.
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Guidance tracker
What management said would happen.
growth
NIM to continue widening
NIM improved 9 bps QoQ to 2.95% in Q4; management expects further improvement from asset mix shift and deposit repricing.
Positive operating leverage for third consecutive year
Management targets positive operating leverage in FY27, with revenue growth outpacing expense growth.
Corporate book to reduce to ~33% of total advances
Medium-term target to bring corporate exposure down from 38% to about one-third of the loan book.